Do you ever get junk mail with credit card offers or telemarketers calling your phone? You can opt out of these offers safely by visiting the website www.optoutprescreen.com.
While some of these offers may be of interest to you, unsolicited credit offers can be used by identity thieves to obtain credit in your name. Additionally, when credit agencies sell your information, it can be resold several times, eventually to ill willed people who may misrepresent themselves to get you to share personal information.
For more information on how the process works, visit the Federal Trade Commission website to decide if you want to opt out. In the event you decide you want to start receiving offers again, you can always opt back in.
